TWO ACTS. ONE MISSION.A stronger shield for the people who built our neighborhoods.
Norman Ramsay's proposed legislative agenda puts prevention, enforcement, legal support, and neighborhood stability at the center of state policy.
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PROPOSED NEW YORK STATE LEGISLATIONH.O.M.E. ACT
Home Ownership Monitoring & Equity Protection Act
The H.O.M.E. Act would protect homeowners from deed theft, fraud, predatory practices, title scams, and displacement while preserving generational wealth.
✓Homeowner Bill of Rights
Notice of filings, fraud protection, legal assistance, monitoring services, heirship support, and due-process protections.
✓Property Fraud Alert System
Automatic notifications when ownership documents, liens, mortgages, or transfers are filed against a homeowner's property.
✓Stronger Deed-Theft Penalties
Tougher criminal penalties for fraud involving seniors, disabled residents, and primary residences.
✓Senior Homeowner Protection Unit
Specialized investigations into deed theft, property scams, and financial exploitation targeting older adults.
✓Heir Property Preservation Program
Title assistance, probate guidance, estate planning, and ownership counseling to help families keep inherited homes.
✓Legal Defense Fund
Representation and support for low-income homeowners facing fraud, title disputes, or unlawful property claims.
What it means for District 60
Brownsville: Protect long-time homeowners, preserve family wealth, and prevent displacement.
East New York: Defend residents from predatory real-estate practices and protect generational assets.
Canarsie: Protect family-owned homes, home equity, and inheritance rights.
“Protect the Home. Protect the Family. Protect the Future.”
02
PROPOSED NEW YORK STATE LEGISLATIONS.A.F.E. SENIORS ACT
Senior Asset and Financial Equity Act
The S.A.F.E. Seniors Act would protect older adults from financial exploitation, deed theft, abuse, neglect, predatory guardianships, and housing displacement while preserving dignity and independence.
✓Senior Financial Protection Bureau
A specialized state office to investigate scams, identity theft, contractor fraud, financial exploitation, and property scams affecting older adults.
✓Guardianship Accountability Reform
Regular reviews, financial transparency, independent audits, and stronger court oversight to prevent guardianship abuse.
✓Senior Housing Stability Program
Legal assistance, housing counseling, estate-planning support, and home-retention services so seniors can remain safely at home.
✓Statewide Anti-Scam Initiative
Fraud-prevention education through churches, libraries, community centers, and senior centers.
✓Nursing Home Accountability
Stronger inspections, reporting, family-notification procedures, and resident protections.
✓Senior Legal Defense Fund
Legal representation for seniors facing eviction, fraud, abuse, exploitation, deed theft, and guardianship disputes.
What it means for District 60
Brownsville: Protect long-time residents, family wealth, and housing stability.
East New York: Shield seniors from predatory development pressure and fraudulent real-estate activity.
Canarsie: Protect home equity, inheritance rights, and long-term homeowner stability.
“Our seniors built our communities. They deserve dignity, security, and protection.”